Protect What Matters Most
SPROUT INSURANCE SOLUTIONS
Sprout puts you in touch directly with licensed New Zealand insurance advisers, no middlemen, no bots. Just real people helping you compare life, health, income protection, trauma cover, and more.
Talk to a Real Kiwi
About Your Insurance
Lasting Peace of Mind.
Speak with a real local adviser
No cost, no obligation
Life, health, income, trauma & more
Get My Free Quote
Insurance shouldn't feel like checking boxes online. With Sprout, you're talking directly to licensed Kiwi advisers—real people who get your situation and genuinely want to help you and your whānau find the best cover.
Local Advice, Backed by Experience
- Real People, Not Bots: Chat with licensed advisers based right here in New Zealand.
- Beyond Life Cover: We offer help with health, income protection, trauma, mortgage cover and more
- Free of Charge: Our advice and quotes won’t cost you a cent
- Personalised Plans: Based on your life, your goals, and your needs
- Quick Start: Most quotes take less than 5 minutes to get underway
How It Works
Local Advice, Backed by Experience
How
It
Works
Step 1: Answer a Few Quick Questions
Let us know what kind of cover you're after, and we'll match you with the right adviser on our team.
Step 2: Get a Free, Personalised Quote
One of our licensed Kiwi advisers will walk you through your options, in language that actually makes sense.
Step 3: Decide When You're Ready
You’re in control, no pressure, just support and clarity so you can move forward confidently.
Speak to an Adviser Now
How It Works
Jason T., Wellington, NZ
When I had to make a claim, I was expecting a long and complicated process, but it was the complete opposite. Everything was handled quickly, and the support was outstanding. Having insurance with a company that truly cares makes all the difference!
Sophie M., Christchurch, NZ
I wasn’t sure what type of cover I needed, but the team took the time to understand my situation and guide me through my options. The process was smooth, and I feel confident knowing I have the right protection in place.
Ben W., Auckland, NZ
Sorting out insurance used to feel like a headache, but this team made everything simple and stress-free. They found the perfect policy for my family, and now I have peace of mind knowing we’re covered no matter what. Couldn’t recommend them more!
FREQUENTLY ASKED QUESTIONS
What kinds of cover can you help me with?
We’ve got you covered, literally. We help everyday Kiwis sort out Life Insurance, Income Protection, Private Health Cover
Not sure what you need? That’s totally normal. We’ll chat through your options and help figure out what fits best. And if you’re after something else, just ask—we probably help with that too.
Who will I be talking to?
A real person! More specifically, one of our licensed New Zealand-based insurance advisers. No call centres, no bots, just someone who genuinely wants to help.
Is this actually free?
Yep, 100%. The advice and quotes cost you nothing. You only pay if you choose a policy that works for you.
I don’t even know where to start—what if I pick the wrong thing?
You’re not alone! Most people come to us unsure. We’ll walk you through it step by step and explain everything in plain Kiwi English—no jargon, no judgment.
Will I be pushed to sign up on the spot?
Never. This isn’t a sales pitch. Our job is to give you the info and support so you can decide when (and if) you’re ready.